Purchase of House and Flats
Loan to Property Cost
:
80 to 85% total Cost of the property including Stamp Duty and Registration Charges.
 
Loan Term
:
10 years for Non Professional / 15 years term for professionals.  
Repayment Mode
:
Equated Monthly Installments (EMI)- Monthly Rest Basis.  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates.  
  Upfront Fees
:
As applicable from time to time.  
         
 
   
  Construction / Extension
Loan to Property Cost
:
80 to 85% of total Estimation.
 
Loan Term
:
10 years for Non Professional / 15 years term for professionals.  
Repayment Mode
:
Equated Monthly Installments (EMI) - Monthly Rest Basis.  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates.  
  Upfront Fees
:
As applicable from time to time.  
         
 
       
  Plot Purchase & Construction    
Loan to Property Cost
:
80 to 85% of total Cost of the property including estimate for construction.
 
Loan Term
:
10 years for Non Professional / 15 years term for professionals.  
Repayment Mode
:
Equated Monthly Installments (EMI) - Monthly Rest Basis  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates  
  Upfront Fees
:
As applicable from time to time.  
         
 
         
  Plot Purchase      
Purpose
:
Loan for purchase of DTCP / CMDA / BMDA approved plots.  
Loan to Property Cost
:
75% of the property value (Including stamp duty)
 
Loan Term
:
Maximum term - 10 Years  
Repayment Mode
:
Equated Monthly Installments (EMI)- Monthly Rest Basis  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates  
  Upfront Fees
:
As applicable from time to time.  
 
   
  Take over from other Institutions / Banks + Top up
Purpose
:
Takeover of existing loan from other Financial Institution/Banks with Topup loan  
Term
:
10 years for Non Professional / 15 years term for professionals.
 
Loan Term
:
Contact nearest Office for details on the Prevailing Interest Rates  
  Upfront Fees
:
As applicable from time to time.